Keeping your trip to China safe and secure

All trips must be insured, no matter the distance
From HKD 41 per trip

The layer of insurance you’re looking for

Get covered whenever, wherever

Insure your trip to mainland China, no matter what your trip is for.
Travel more, worry less.

Perfect for business travels
Frequent long-haul travels to mainland China with business or family outside the GBA? Getting this plan will help you focus on why you travel.
Long-term and frequent trips friendly
Great coverage for city-hoppers, family visits or nature lovers. Travel longer, since you’re in good hands.
Cheap and covers various scenarios
Give yourself a world-class travel coverage for just HKD41. Spend less whenever you can.

Extra coverage: Travel Insurance COVID-19 Extension

Wanna feel extra safe? Add a Travel Protection COVID-19 Extension for just 10% extra.

If you’re diagnosed with COVID-19 for the first time during your trip, we’ll cover your medical expenses abroad and the follow-up medical expenses in Hong Kong.

Benefit summary

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150% of Personal Accident Benefits amount for child (age < 18)
The above is intended as a general summary only. Please refer to the Policy Wordings for details.
Download Avo China Travel Protection (Upgraded) Policy and Benefits Schedule for more details.

Case study

Lemon is your busy bee. With an ongoing project and family in Shanghai, he needs to travel there all the time.

How could this plan help?

Flight delayed or cancelled

Typhoon alert! Adverse weather over Pudong delayed Lemon’s flight for 12 hours. Don’t worry, it’s all good with this plan.

Stolen luggage

Where did his luggage go? No worries, the plan covers stolen luggage.

Emergency evacuation after an accident

Bad luck - Lemon got into a traffic accident and need to be lifted back to Hong Kong for treatment. Good that the plan covers it.

Post-accident counselling

Lemon seems quite disturbed after the accident - life did throw some lemons at him. Luckily Avo will cover his counselling expenses for 90 days.

Want an even better deal? Buy the Annual Plan and fly anytime - all covered by us.

Important stuff

  • We can cover your leisure travels and business trips (so long as it’s an office job).
  • The maximum age covered is 80 years old.
  • Your trip must depart from and return to Hong Kong.
  • For annual travel policy, you cannot change, add or remove Insured Person(s) during the insurance period.
  • We cover: All the geographical regions within mainland China including Macao Special Administrative Region.
  • If you are the applicant, you must (a) be 18 years old or above and hold a valid HKID on the date of application (b) obtain consent / instruction from the insured person(s) and provide us with the correct personal information to purchase this insurance on his/her/their behalf.
  • The insured person(s) must hold a valid HKID.
  • For single trip policy, no premium refund including premium levy will be arranged for policy cancellation.
  • Premium rate quoted has included the premium levy as required by the Insurance Authority. For more details, click here.
  • The above information is for reference only and does not constitute any contract between you and Avo. Please read the Policy Wordings for details.


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COVID-19 Extension related FAQs