Cosmetic Journey Insurance

First-of-its-kind for “beauty purposes"

Ensure worry-free beauty with coverage for various cosmetic procedures in hot cosmetic travel spots
Your premier cosmetic journey protection
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Enhance. Explore. Protected.

Dreaming of a "glow up" getaway but worried that travel insurance won’t provide coverage for your cosmetic-related journey?

Avo Cosmetic Journey Protection is designed specifically for those of you going for cosmetic procedures outside Hong Kong. With coverage for hot medical tourism spots and popular treatments, you can travel and get your glow up without worries.

First-of-its-kind in Hong Kong: travel for cosmetic procedures is covered
Travel insurance won’t cover cosmetic treatments? Avo’s cosmetic journey insurance breaks the mould, designed for cosmetic procedures overseas and in Mainland China, fulfilling your transformation aspirations
Cover 6 major medical tourism hotspots and multiple treatments
Explore premier medical tourism destinations including Mainland China, Japan, South Korea, Taiwan, Singapore and Thailand, covering 10+ treatments, from intradermal microinjections to liposuction and breast augmentation
Cosmetic itinerary changes? Avo has your back
Scheduled a cosmetic treatment but need to postpone or cancel due to covered reasons? We’ve got you covered with up to HKD50,000, easing your financial burden

Benefit summary

Medical Expenses Benefit (Cosmetic Treatment)
HKD200,000
Additional Return Trip Within 12 months of the Original Treatment1
HKD20,000
Cancellation or Postponement (Cosmetic Treatment):
HKD50,000
Further Medical Consultations After Discharge Following Treatment1
HKD4,000
Personal Accident Benefit
HKD750,000
Medical Expenses Benefit (Cosmetic Treatment)
HKD200,000
Additional Return Trip Within 12 months of the Original Treatment1
HKD20,000
Cancellation or Postponement (Cosmetic Treatment):
HKD50,000
Further Medical Consultations After Discharge Following Treatment1
HKD4,000
Personal Accident Benefit
HKD750,000

Policy documents

For details on our Benefits, refer to the documents below:
1If a medical complication arises from the original treatment

Important stuff

  • We can cover your trips for the cosmetic treatments listed in the policy wording, as well as your leisure travels and business trips (as long as it's an office job).
  • Your planned cosmetic treatment must not be life-threatening or medically necessary.
  • The Policy Holder must be the Insured Person.
  • The Insured Person must be aged between 18 and 76.
  • Your trip must depart from and return to Hong Kong.
  • The insured person(s) must hold a valid HKID.
  • We will not arrange any premium refund, including Premium Levy, for policy cancellations.
  • Premium rate quoted has included the premium levy as required by the Insurance Authority. For more details, click here.
  • The above information is for reference only and does not constitute any contract between you and Avo. Please read the Terms and Conditions for details.

FAQs

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The above information if for reference only. Please read the Policy Wordings for details.
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