Your virtual insurance

Make the right choice with right options

Get covered in 3 minutes over your fingertips anytime. Less time on paperwork, more time to enjoy life!

Virtual insurance, your companion through life

Be insured has never been this easy

Avo is the first virtual insurance company that focuses on general insurance. Embracing the beauty of simplicity, Avo offers a hassle-free insurance experience. You can get the protection you need on your palm right away. Get covered today and roam around the world freely!

About Avo

Backed and supported by:

We combine our technology, expertise and leadership to help modernise, innovate and improve the quality of life; championing digital insurance solutions and contributing to Smart City development in Hong Kong.

Avo focuses on the overall customer journey and experience, not only on educating our customers and retailing insurance policies, but also on servicing & administration, claims and the entire insurance value chain.

And, unlike conventional insurance companies, Avo’s fresh and approachable brand ambassador, embodies our brand promise, ‘Live a Fruitful Life’, making the connection with energetic and digital-savvy customers and partners alike.

Know more

Have something in mind?

Visit our eShop
Browse through our wide array of merch and prepare a warm gift for your family and friends
Make a claim
Follow our step-by-step guide to make your insurance claim
Got questions? Get answers to frequently asked insurance questions