IVF Journey Insurance

First-of-its-kind for assisted reproduction

Crafted for your IVF journey outside Hong Kong, covering top medical tourism hotspots
Your premier IVF journey protection
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Nurturing every dream of new life

Planning an IVF treatment outside Hong Kong but worried about unexpected issues that travel insurance might not cover?

Avo IVF Journey Protection is tailored for those pursuing IVF outside Hong Kong, covering leading reproductive technology destinations and empowering you to boldly start your new journey.

First-of-its-kind in Hong Kong: travel for assisted reproduction is covered
Travel insurance excludes assisted reproduction? Avo’s IVF journey insurance breaks the mould, designed for IVF procedures overseas and in Mainland China, allowing you to chase new hopes with ease
Cover 6 major medical tourism hotspots
Explore premier medical tourism destinations like Japan, Korea, Taiwan, Thailand, Mainland China and Singapore, offering more choices for families longing to grow
IVF itinerary changes? Avo has your back
Scheduled an IVF treatment but need to postpone or cancel due to covered reasons? We’ve got you covered with up to HKD50,000, easing your financial burden

Benefit summary

Medical Expenses Benefit (IVF Treatment)
HKD200,000
Cancellation or Postponement (IVF Treatment)
HKD50,000
Further Medical Consultations After Discharge Following Treatment1
HKD4,000
Emergency Medical Evacuation and/or Repatriation
HKD2,000,000
Personal Accident Benefit
HKD750,000
Medical Expenses Benefit (IVF Treatment)
HKD200,000
Cancellation or Postponement (IVF Treatment)
HKD50,000
Further Medical Consultations After Discharge Following Treatment1
HKD4,000
Emergency Medical Evacuation and/or Repatriation
HKD2,000,000
Personal Accident Benefit
HKD750,000

Policy documents

For details on our Benefits, refer to the documents below:
Policy Wordings
Free COVID-19 Extension
Benefit Schedule
1If a medical complication arises from the original treatment

Important stuff

  • We can cover your trips for planned IVF treatment, as well as your leisure travels and business trips (as long as it's an office job).
  • Your planned IVF treatment must not be life-threatening or medically necessary.
  • The Policy Holder must be the Insured Person.
  • The Insured Person must be aged between 18 and 76.
  • Your trip must depart from and return to Hong Kong.
  • The insured person(s) must hold a valid HKID.
  • We will not arrange any premium refund, including Premium Levy, for policy cancellations.
  • Premium rate quoted has included the premium levy as required by the Insurance Authority. For more details, click here.
  • The above information is for reference only and does not constitute any contract between you and Avo. Please read the Terms and Conditions for details.

FAQs

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The above information if for reference only. Please read the Policy Wordings for details.
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