China Travel Protection

Keep your trip to China safe and secure

Cover your medical expenses and flight delays for trips to anywhere in China
From HKD 45 per trip
Single trip
Annual Plan

Free COVID-19 Extension


Avo China Travel Protection now includes ‘Free COVID-19 Extension’1. With the extensive COVID-19 medical coverage2, you might travel to China with peace of mind

During the trip
  • Provides up to HKD1,000,000 coverage of Medical Expenses Incurred Overseas, also covers COVID-19 contracted in mainland China
  • Provides up to HKD2,000,000 coverage of Worldwide Emergency Assistance Services, also covers COVID-19 contracted in mainland China
  • Single Trip cover provides up to 10-day free insurance period extension if you can't return to Hong Kong as planned due to COVID-19

After returning to Hong Kong
  • Covers follow-up medical expenses on COVID-19-related treatments incurred within 90 days from returning to Hong Kong, if you are diagnosed with COVID-19 in mainland China

1You must fulfill the vaccination requirements to get COVID-19 Extension coverage. Please refer to the ‘Free COVID-19 Extension’ terms and conditions for details.
2Applies to trips within 90 days only.

Get covered whenever, wherever

Insure your trip to mainland China, no matter what your trip is for.
Travel more, worry less.

Perfect for business travels
Frequent long-haul travels to mainland China with business or family outside the GBA? Getting this plan will help you focus on why you travel.
Long-term and frequent trips friendly
Great coverage for city-hoppers, family visits or nature lovers. Travel longer, since you’re in good hands.
Cheap and covers various scenarios
Give yourself a world-class travel coverage for just HKD45. Spend less whenever you can.

Benefit summary

Lite
Personal Accident Benefits
HKD300,000
Medical Expenses Incurred Overseas
HKD500,000
Loss or Damage to Personal Baggage or Effects
HKD10,000
Loss of Deposit or Cancellation Charges
HKD20,000
Overseas Rental Vehicle Excess Protection
HKD5,000
Plus
Personal Accident Benefits
HKD500,000
Medical Expenses Incurred Overseas
HKD1,000,000
Loss or Damage to Personal Baggage or Effects
HKD20,000
Loss of Deposit or Cancellation Charges
HKD40,000
Overseas Rental Vehicle Excess Protection
HKD10,000
Lite
Plus
Personal Accident Benefits
HKD500,000
Medical Expenses Incurred Overseas
HKD1,000,000
Loss or Damage to Personal Baggage or Effects
HKD20,000
Loss of Deposit or Cancellation Charges
HKD40,000
Overseas Rental Vehicle Excess Protection
HKD10,000
The above is intended as a general summary only. Please refer to the Policy Wordings for details.
Download Avo China Travel Protection (Upgraded) Policy and Benefits Schedule for more details.

Product documents

For details on our Benefits, refer to the documents below:
Policy Wordings
Free COVID-19 Extension
Benefit Schedule

Case study

Lemon is your busy bee. With an ongoing project and family in Shanghai, he needs to travel there all the time.

How could this plan help?

Flight delayed or cancelled

Typhoon alert! Adverse weather over Pudong delayed Lemon’s flight for 12 hours. Don’t worry, it’s all good with this plan.

Stolen luggage

Where did his luggage go? No worries, the plan covers stolen luggage.

Emergency evacuation after an accident

Bad luck - Lemon got into a traffic accident and need to be lifted back to Hong Kong for treatment. Good that the plan covers it.

Post-accident counselling

Lemon seems quite disturbed after the accident - life did throw some lemons at him. Luckily Avo will cover his counselling expenses for 90 days.

Want an even better deal? Buy the Annual Plan and fly anytime - all covered by us.

Important stuff

  • We can cover your leisure travels and business trips (so long as it’s an office job).
  • The maximum age covered is 80 years old.
  • Your trip must depart from and return to Hong Kong.
  • For annual travel policy, you cannot change, add or remove Insured Person(s) during the insurance period.
  • We cover: All the geographical regions within mainland China including Macao Special Administrative Region.
  • If you are the applicant, you must (a) be 18 years old or above and hold a valid HKID on the date of application (b) obtain consent / instruction from the insured person(s) and provide us with the correct personal information to purchase this insurance on his/her/their behalf.
  • The insured person(s) must hold a valid HKID.
  • For single trip policy, no premium refund including premium levy will be arranged for policy cancellation.
  • Premium rate quoted has included the premium levy as required by the Insurance Authority. For more details, click here.
  • The above information is for reference only and does not constitute any contract between you and Avo. Please read the Policy Wordings for details.

FAQs

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