GBA Travel

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What is Avo GBA Travel Protection?
Avo GBA Travel Protection will provide you with a safety net if you fall ill or have an accident, your belongings are lost or stolen, or you have to cancel your trip.

It’s designed to offer protection to those who will be travelling within the Guangdong-Hong Kong-Macao Greater Bay Area (Greater Bay Area), which comprises the Special Administrative Region of Macao, and the nine municipalities of Guangzhou, Shenzhen, Zhuhai, Foshan, Huizhou, Dongguan, Zhongshan, Jiangmen and Zhaoqing in Guangdong Province. Premium is as low as HK$8 per day!
GBA Travel Add-on Service

Enjoy a single trip and discover the Greater Bay Area, where neighbouring cities have world class shopping, an abundance of restaurants, bars and the verdant greenery.

Travel safely and freely within the Greater Bay Area with a recognised COVID-19 (SARS-CoV-2) Real-time PCR Test certificate and Coronavirus Disease Protection (Included FREE).

Add-on Service

  • CUHK Medical Clinic COVID-19 (SARS-CoV-2) Real-time PCR Test  Important Notes
  • Coronavirus Disease Protection (Included FREE)
What is typically covered in the Avo GBA Protection Plan?
Depending on what plan you buy and when you buy it, the travel insurance cover and benefits limits can vary. Avo Lite and Plus* protection plans include:
Personal accidents
Inclusive of double accidental death benefit on public transport
Medical bills
Overseas and post-trip medical coverage
Emergency assistance
Inclusive of emergency medical evacuation
*Personal liability
Covers your legal liability for causing third party bodily injury or property damage
*Trip inconveniences
Coverage for trip cancellation, interruption or delay
*Lost baggage
Coverage from lost, stolen to damage to your baggage during your trip
Couples, families and small groups traveling to GBA
Unless you’re travelling alone, you may arrange your travel insurance under one policy with your travel partners.
What’s not covered in our Avo GBA Travel Protection?
Not getting medical treatment overseas
If you get sick and choose not to be treated whilst abroad, you will not be covered by our post-trip medical coverage.
Any pre-existing medical conditions
If you were diagnosed for the condition, that would be a pre-existing condition - coverage would be denied.
Trip cancellations for ‘everything’
All our travel insurance policies provide a list of covered reasons for trip cancellation. If your reason is not on the list, you will not be covered.
Travelling purpose
We are unable to provide any coverage if your travelling purpose is to get medical care, advice or treatment.
Unfortunately, we are unable to provide any coverage as it’s a “known condition”.
Benefit Summary
1  50% of Personal Accident Benefits amount for child (age<18)
The above is intended as a general summary only. Please refer to the Policy Wordings for details.

Important Stuff

  • We can cover your leisure travels and business trips (so long as it’s an office job).
  • The maximum age covered is 80 years old.
  • Your trip must depart from and return to Hong Kong.
  • Personal Accident Benefits for child are 50% of the total Benefit Amount.
  • We cover: The Macao Special Administrative Region, and the nine municipalities of Guangzhou, Shenzhen, Zhuhai, Foshan, Huizhou, Dongguan, Zhongshan, Jiangmen and Zhaoqing in the Guangdong Province of the People’s Republic of China.


  • Q1.  Can anyone buy Avo GBA Travel Protection?
  • Q2.  Am I covered for business trips?
  • Q3.  Is my laptop or notebook covered?
  • Q4.  If I have to change my travel plan because of a medical issue, am I covered for a trip cancellation?
  • Q5.  Am I covered for flight delays?
  • Q6.  What if I can’t reschedule my return flight with my original airline that has been delayed during the journey?

more related
Alternative to Avo GBA Travel Protection
Avo China Travel Protection
Avo China Travel Protection will provide you with a good level of coverage if you fall ill or have an accident, your belongings are lost or stolen, or you have to cancel your trip.

China might be a big place, but that doesn't mean your travel insurance has to come with a big price; whether taking a short break, a family holiday, or travelling on business throughout China, our Avo China Travel Protection plan covers a single trip that would be money well spent, whilst providing the right insurance for you.
Key Points
  • Personal Accident Benefits - Accidental Death or Permanent Disablement
  • Emergency Medical & Related Expenses
  • Emergency Assistance Services
  • Personal Belongings
  • Trip Cancellation, Interruption or Delay
  • Personal Liability
  • Adventurous Tourist Activities Extension
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