GBA Travel Protection

Short trips to GBA, no fuss

Planning on a trip or business travel to the GBA? We've got you covered
From HKD 11 per trip
Single trip

Free COVID-19 Extension


Avo GBA Travel Protection now includes ‘Free COVID-19 Extension’1. With the extensive COVID-19 medical coverage2, you might travel to the Greater Bay Area (GBA) with peace of mind

During the trip
  • Provides up to HKD250,000 coverage of Emergency Medical & Related Expenses, also covers COVID-19 contracted in the GBA
  • Provides up to HKD500,000 coverage of Worldwide Emergency Assistance Services, also covers COVID-19 contracted in the GBA
  • Provides up to 10-day free insurance period extension if you can't return to Hong Kong as planned due to COVID-19

After returning to Hong Kong
  • Covers follow-up medical expenses on COVID-19-related treatments incurred within 90 days from returning to Hong Kong, if you are diagnosed with COVID-19 in the GBA

1You must fulfill the vaccination requirements to get COVID-19 Extension coverage. Please refer to the ‘Free COVID-19 Extension’ terms and conditions for details.
2Applies to trips within 31 days.

A plan that fits you

Whenever you try out the pastéis de nata in Macau’s old town, work or visit families in Shenzhen, or relax at the idyllic Weizhou, we believe you should be assured - just like when you travel abroad.

Cost-effective coverage
Cover your trips to the GBA starting as low as HKD11. Superb protection at a very affordable price.
Keep you accompanied - even after you’re back
Our travel insurance covers your follow-up consultations until 90 days back to Hong Kong

Benefit summary

Lite
Personal Accident Benefits
HKD150,000
Medical Expenses Incurred Overseas
HKD150,000
Loss or Damage to Personal Baggage or Effects
Not Covered
Loss of Deposit or Cancellation Charges
Not Covered
Plus
Personal Accident Benefits
HKD250,000
Medical Expenses Incurred Overseas
HKD250,000
Loss or Damage to Personal Baggage or Effects
HKD1,000
Loss of Deposit or Cancellation Charges
HKD5,000
Lite
Plus
Personal Accident Benefits
HKD250,000
Medical Expenses Incurred Overseas
HKD250,000
Loss or Damage to Personal Baggage or Effects
HKD1,000
Loss of Deposit or Cancellation Charges
HKD5,000
The above is intended as a general summary only. Please refer to the Policy Wordings for details.
Download Avo GBA Travel Protection (Upgraded) Policy and Benefits Schedule for more details.

Product documents

For details on our Benefits, refer to the documents below:
Policy Wordings
Free COVID-19 Extension
Benefit Schedule

Case study

Meet Apple. He loves to try his luck in Macau, then go over to Zhuhai for some authentic yumcha. He’s also always in the know about the hottest spots in Shenzhen and Guangzhou.

Now, how would he find this plan useful?

Sudden surprise

Apple’s good friend saved him from a hanging shop sign dropped out of nowhere! Apple was fine, but he needs to rush to the hospital to visit his poor partner and can’t go to Macau as scheduled - he’s already paid for the ticket! Luckily it’s covered.

Missed shows

Because of the accident, Apple can’t make it to his favourite stage show in a Macau casino he booked a month ago. But at least he’s covered.

Loss of luggage

After a few weeks, Apple can finally go his way, but he lost his luggage on his way to checkin. Hmm, bad luck, but that’s insured.

Accidents and sickness

Apple decided to go adventurous with his yumcha and got some very bad food poisoning. But with Avo, he’s entitled to hospitalisation and outpatient treatments so he’s fine.

Important stuff

  • We can cover your leisure travels and business trips (so long as it’s an office job).
  • The maximum age covered is 80 years old.
  • Your trip must depart from and return to Hong Kong.
  • For travel policy, you cannot change, add or remove Insured Person(s) during the insurance period.
  • We cover: The Macao Special Administrative Region, and the nine municipalities of Guangzhou, Shenzhen, Zhuhai, Foshan, Huizhou, Dongguan, Zhongshan, Jiangmen and Zhaoqing in the Guangdong Province of the People’s Republic of China.
  • If you are the applicant, you must (a) be 18 years old or above and hold a valid HKID on the date of application (b) obtain consent / instruction from the insured person(s) and provide us with the correct personal information to purchase this insurance on his/her/their behalf.
  • The insured person(s) must hold a valid HKID.
  • For trip policy, no premium refund including premium levy will be arranged for policy cancellation.
  • Premium rate quoted has included the premium levy as required by the Insurance Authority. For more details, click here.
  • The above information is for reference only and does not constitute any contract between you and Avo. Please read the Policy Wordings for details.

FAQs

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