Work From Home Protection

Whether you work from home or co-working space, we’ve got you covered

Stay insured from mental distress and accidents caused by working from home
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From HKD 23 per month

Why do you need a WFH insurance plan?

Did you know your employee benefits may not cover all scenarios when you work from home or at a coworking space? That's where we come in.
Broke or lost your equipment?
Damaged your laptop or monitor from your boss while at home? Or lost it from a home burglary? We can cover that.
Feeling dis-joint-ed? 
Protects you if you slip and fall accidentally or need surgeries to fix a really bad postural injury due to poor workspace design from working from home.
Feeling blue?
Mental health matters. Staying home for too long can be hard, but we have you covered.

Want more? Get AvoCare!

Pay a little extra and get access to an extensive panel of around 1,000 medical professionals, with doctors, specialists, physios, Chinese medicine practitioners, dentists and more. Book your next appointment at a special rate.

*Terms & Conditions apply

Benefit summary

Ergonomic Injury
HKD10,000
Mental Health Therapy
HKD3,000
Accidental Hospitalisation Medical Expenses
HKD20,000
Accidental Death & Permanent Disablement
HKD300,000
Food Poisoning
HKD2,000
Home Office Equipment
HKD5,000
Ergonomic Injury
HKD10,000
Mental Health Therapy
HKD3,000
Accidental Hospitalisation Medical Expenses
HKD20,000
Accidental Death & Permanent Disablement
HKD300,000
Food Poisoning
HKD2,000
Home Office Equipment
HKD5,000
The above is intended as a general summary only. Please refer to the Policy Wordings for details.

Product documents

For details on our Benefits, refer to the documents below:
Policy Wordings
Benefit Schedule

Case study

Meet Ms Cherry. This fiery go-getter takes her work seriously. Since COVID19 kicked in, she has been working safely from home. Seems not even a pandemic can stop her.

Let's find out.

Damaged equipment or burglary

Cherry was too into her project and accidentally spilt expensive cappuccino all over her work laptop. Good that it was covered by WFH Protection.

Fell over

Yikes! Cherry fell down from the ladder when cleaning the window at home and ended in a hospital. Good that WFH Protection covered accidental hospitalisation medical expenses.

Feeling blue

The staying-at-home blues became too much for Cherry, and she seemed to have lost the bubbliness in her. The psychiatrist she found, covered by WFH Protection, helped her recover and slowly get her zing back.

Note: mental health is a serious matter. If you're feeling depressed for a prolonged period, seek professional help immediately.

Important stuff

  • The Insured Person must be aged between 18 and 65 and hold a valid HKID.
  • The Insured Person must be the Policy Holder.
  • This insurance applys in Hong Kong only.
  • Waiting Period ( i.e. 14 days from the policy effective date) is applicable to the benefits of Ergonomic Injury and Mental Health Therapy.
  • The change of policy effective date is not allowed once the policy is issued.
  • All policies can be renewed with Annual Plan only.
  • Premium rate quoted has included the Premium Levy as required by the Insurance Authority. For more details, click here.
  • Once 3 Months Plan policy is issued, no premium refund including Premium Levy will be arranged for policy cancellation.
  • The above information is for reference only and does not constitute any contract between you and Avo. Please read the Policy Wordings for details.

FAQs

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