Home Protection | Landlord (leasing out)

Lease out your property at ease

Cover loss of rent, damages to building structures and other liabilities landlords face
Identity
Landlord (leasing out)#
Living in your own property or renting one? Avo also offers home protection that suits you, with coverage for home contents, legal liabilities and more. Click here to learn more
#Policy holder must be the owner of the property

Leasing out your property with peace of mind

Loss of rent, home contents being damaged by tenants, and accidental damage to the building are major concerns of landlords when leasing out their properties. Take your burden away with Avo Home Protection today. Specifically designed to ease landlord's concerns, it offers coverages for legal liabilities, home contents and more. Lease out your properties at ease with our flexible protection!

Failed to collect rent? Cover up to HKD 60,000 or 3 months' loss of rent
Collecting rent on time is the biggest wish of every landlord. Avo Home Protection covers your loss of rent under different scenarios. Other than tenants failing to pay the rent, if your home is rendered uninhabitable due to accidents, or the tenant dies due to murder or suicide, Avo will indemnify you for your loss of rent up to HKD 60,000 or the total rent of 3 months
Adjust the sum of insured of your legal liabilities as you want
Things are harder to manage when your property is not within reach. Get legal liabilities coverage of up to HKD 10 million to handle unexpected incidents
Flex up your home contents coverage up to HKD 1.5 million
Leasing out a furnished flat? Get your home contents covered with Avo Home Protection. We can cover a maximum of HKD 1.5 million for the accidental loss or damage to your home contents. You might also add the Outdoor Decor optional benefit – to protect you from accidentally damaged outdoor furniture
Boost your protection with building protection
The Building optional benefit is a must-have add-on to your home protection as it addresses risks, including fire accidents. If the building structures including doors, windows, and floorings, are accidentally damaged, Avo will share your rebuilding cost

Benefit summary

Home Content
HKD600,000 - 1,500,000
Legal Liabilities
HKD5,000,000 - 10,000,000
Ourdoor Home Contents (Outdoor Decor)#
HKD30,000
Accidental Loss or Damage to the Building (Building)#
Limit HKD5,000,000
Loss of Rent (Building)#
Up to HKD60,000
#Some of the benefit items are optional. For details, please refer to the Optional Benefits Item list below.
Home Content
HKD600,000 - 1,500,000
Legal Liabilities
HKD5,000,000 - 10,000,000
Ourdoor Home Contents (Outdoor Decor)#
HKD30,000
Accidental Loss or Damage to the Building (Building)#
Limit HKD5,000,000
Loss of Rent (Building)#
Up to HKD60,000
#Some of the benefit items are optional. For details, please refer to the Optional Benefits Item list below.
Optional Benefits Item
The above information is for reference only and does not constitute any contract between Policy Holder and Avo. Please read the Policy Wordings for details.

Product documents

For details on our Benefits, refer to the documents below:
Policy Wordings

For details on the benefits and coverage for the landlords (leasing out), please refer to the following table:
Landlord

Important stuff

  • We provide cover for private dwelling with saleable area of 1,200 square feet of below, located in a building aged 55 or below and located in a non low-rise building (more than 5 storages).
  • Policy holder must be aged 18 or above, holds a valid HKID card and is the landlord occupier, tenant, or landlord (for leasing) of the risk of location.
  • According to your understanding, the risk of location has not been denied for new application or renewal of any home or property insurance, or has the insurance with additional premium imposed.
  • According to your understanding, the risk of location has not reported and settled claim(s) in regards to any loss, damage, liability or accident indemnified under any home insurance or the like during the past three years.
  • The above information is for reference only. For details please read the policy.

FAQs

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The above information is for reference only. Please read the Policy Wordings for details.
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