Stay covered globally

Your trip, your price, your way.
From HKD 97 per trip

An insurance plan for the travel gurus

We know you’re the smartest trip planner, so we’ve got something for you.

Avo Travel Protection (Upgraded) is the travel insurance plan that you really own. Cover your trip from any surprises without paying extra or spending hours on research.

This is one travel insurance deal you can truly feel good about.

The hot bargain in town
We’ve designed the hottest travel insurance plan for you. Customised offerings, great bargain, no fuss.
Extensive coverage
Lost your mobile phone? Flights delayed? Got ill or injured? Stuck in a travel alert, typhoon or even a blizzard? Don’t worry, you’re in good hands.
Flexibility matters
Change of plans? Or planning to be a bit adventurous? Our flexible Extensions will give you peace of mind.

Extra coverage: Travel Insurance COVID-19 Extension

Wanna feel extra safe? Add a Travel Protection COVID-19 Extension for just 10% extra.

If you’re diagnosed with COVID-19 for the first time during your trip, we’ll cover your medical expenses abroad and the follow-up medical expenses in Hong Kong.

Special occasions?

Are you taking this trip for a special purpose? Our extra benefits can cover a range of scenarios, so you can explore the world with extra peace of mind.

Our extra benefits cover water sports, winter sports, amateur sports competitions and overseas pre-wedding photoshoot or wedding trips.

Benefit summary

Show more
150% of Personal Accident Benefits amount for child (age < 18)
2Additional premium applies
The above is intended as a general summary only. Refer to the Policy Wordings for details.
Download Avo Travel Protection (Upgraded) Policy and Benefits Schedule for more details.

Case study

Orange is your everyday smart traveller. With flights resuming, he wants to catch up with the travelling he missed out on. Food, shopping, events, you name it.

Ah, the good old days.

So, what’s gonna happen?

Delayed transport

Yikes! A T10 typhoon came out of nowhere and Orange missed a flight because of that. Bad omen? Not quite, because it’s time for the plan to shine.

Trip cut short

Orange had to cut his trip short because of a sudden black travel alert. Luckily he’s insured so he has nothing to worry about.

Pets? Secured

Awww, Orange needs a place for his doggy after a flight delay. Fret not, Avo has it covered.

Being adventurous

Orange signed up for a last-minute hot balloon trip. He knows his Avo plan has it all covered so he can go explore a little more.

One family, one trip

Turns out Orange wants to bring his family with him next time. That’s covered too.

Stay protected for longer

Want an even better deal? Buy the Annual Plan and fly anytime - all covered by us.
Make your post-pandemic journeys count.

Important stuff

  • We can cover your leisure travels and business trips (so long as it’s an office job).
  • The maximum age covered is 80 years old.
  • Your trip must depart from and return to Hong Kong.
  • For annual travel policy, you cannot change, add or remove Insured Person(s) during the insurance period.
  • If you are the applicant, you must (a) be 18 years old or above and hold a valid HKID on the date of application (b) obtain consent / instruction from the insured person(s) and provide us with the correct personal information to purchase this insurance on his/her/their behalf.
  • The insured person(s) must hold a valid HKID.
  • For single trip policy, no premium refund including premium levy will be arranged for policy cancellation.
  • Premium rate quoted has included the premium levy as required by the Insurance Authority. For more details, click here.
  • The above information is for reference only and does not constitute any contract between you and Avo. Please read the Policy Wordings for details.


Show more

COVID-19 Extension related FAQs

Extra Benefit related FAQs

Show more